Top Outsourced CFO Agencies in the USA in 2025

Best Fractional & Part-time CFO Services in the United States

As businesses grow more dynamic and data-driven, the demand for high-caliber financial leadership has expanded beyond traditional, full-time models. From early-stage startups to mid-market firms and even private equity-backed ventures, more organizations are opting for fractional and outsourced CFO services—strategic financial guidance delivered on demand.

Whether it's raising capital, building a financial model, navigating market volatility, or scaling operations, a fractional Chief Financial Officer (CFO) can serve as an invaluable asset. These professionals offer deep strategic insight, financial governance, and operational expertise—without the cost or commitment of a full-time executive.

At Digital Reference, we’re committed to creating a more efficient, transparent, and human-centered talent ecosystem. Our platform is designed to showcase the value of trusted experts and help businesses make smarter, more informed hiring decisions. In this spirit, we present our curated list of the Top Outsourced CFO Agencies in the USA.

Our Methodology

To identify the top-performing CFO service providers, we assessed:

• Regional presence and U.S.-based leadership
• Proven experience offering fractional or part-time CFO services
• Strength in core competencies like financial strategy, forecasting, M&A advisory, and investor relations
• Ability to serve a variety of industries and growth stages
• Emphasis on operational transparency, technology enablement, and scalable processes

The following firms were selected for their strategic impact, client credibility, and modern approach to outsourced finance leadership.

1. Lucrum

Website: https://lucrumconsulting.com/fractional-cfo/

Based in Charlotte, NC, Lucrum Consulting specializes in providing fractional CFO and controller services to growth-oriented small and mid-sized businesses.

Why They Stand Out:

• Deep focus on cash flow forecasting, strategic planning, and operational finance
• Emphasizes data visibility and financial reporting clarity
• Brings a hands-on, team-integrated approach

Lucrum is known for making financial insights accessible and actionable, especially for business owners who need better data but don’t want to manage a finance team in-house.

2. Preferred CFO

Website: https://preferredcfo.com/fractional-cfo-services

With nationwide reach and a deep bench of finance leaders, Preferred CFO is one of the best-known names in outsourced CFO services in the United States.

Why They Stand Out:

• Offers fractional CFO services for startups, scaling companies, and distressed turnarounds
• Strong focus on strategic forecasting, fundraising, and exit planning
• Trusted by private equity firms, VCs, and family-owned businesses

Preferred CFO helps founders and executives make data-backed decisions and accelerate financial maturity—without overbuilding.

3. FocusCFO

Website: https://www.focuscfo.com/

Headquartered in Ohio with a national footprint, FocusCFO provides on-site and virtual fractional CFO services tailored to small and medium-sized businesses.

Why They Stand Out:

• Focuses exclusively on privately held businesses with revenues of $2M to $50M
• Embedded CFOs work part-time but long-term—building trust and institutional memory
• Services include cash flow optimization, bank relations, and growth strategy

Their model is relationship-centric, and many of their CFOs become long-term strategic partners for founders and business owners.

4. G-Squared Partners

Website: https://www.gsquaredcfo.com/hire-best-fractional-cfo

Serving clients across the U.S., G-Squared Partners delivers outsourced CFO and accounting services with a strong focus on venture-backed startups and high-growth companies.

Why They Stand Out:

• Expertise in investor reporting, KPI dashboards, and cash runway management
• Strong presence in the technology, SaaS, and healthcare sectors
• Offers CFO support alongside accounting, bookkeeping, and FP&A

G-Squared is a fit for founders who need financial sophistication and speed to support investor relations and operational scaling.

5. Consero

Website: https://conseroglobal.com/cfos/

Consero Global is a leading player in the finance-as-a-service space, offering both CFO support and a fully managed back-office solution for midsize companies.

Why They Stand Out:

• Combines fractional CFOs with their proprietary SIMPL platform for real-time financial visibility
• Services include financial planning, board reporting, budgeting, and compliance
• Ideal for companies seeking scalable, tech-enabled finance teams

Consero stands out by merging technology, people, and process, enabling CEOs and boards to make informed, forward-looking decisions.

6. Ascento

Website: https://ascentcfo.com/our-expertise

Ascento CFO focuses on delivering interim and fractional CFO services with a commitment to elevating financial visibility and operational excellence.

Why They Stand Out:

• Helps companies prepare for capital raises, M&A events, and financial audits
• Offers detailed cash management, strategic modeling, and finance team leadership
• Experienced in private equity and early-stage venture environments

Ascento brings a proactive CFO mindset, ideal for founders who need to level up their financial infrastructure before high-stakes decisions.

Why Companies Choose Fractional CFOs

The fractional CFO model is becoming more mainstream—and for good reason:

• Cost Efficiency: Access senior finance talent without a full-time salary
• Flexibility: Scale finance leadership up or down as needs evolve
• Strategic Input: Get board-ready forecasts, investor decks, and long-term roadmaps
• Speed to Value: Bring in experienced CFOs who can make an impact from day one

This is especially true for startups navigating rapid growth, capital events, or international expansion.

When to Hire a Fractional CFO

You might need a fractional CFO if:

• You're preparing for a funding round or acquisition
• Your company has outgrown basic bookkeeping or controller services
• You lack real-time visibility into cash flow, margins, or burn rate
• You’re expanding into new markets, geographies, or product lines
• Your board or investors are asking for deeper financial insights

A fractional CFO fills the strategic gap between tactical accounting and executive financial leadership.

The Digital Reference Perspective

At Digital Reference, we understand the power of fractional leadership. Our platform empowers professionals—CFOs included—to document their impact, capture references, and showcase their work across engagements.

For founders and hiring teams, this means easier access to verified, experienced finance leaders who can support growth with clarity, credibility, and trust.

Our mission is simple: make the talent ecosystem more efficient, authentic, and transparent—one relationship at a time.

Final Thoughts

Financial leadership is no longer just about spreadsheets—it’s about strategy, agility, and the ability to navigate uncertainty with confidence. These top outsourced CFO firms—Lucrum, Preferred CFO, FocusCFO, G-Squared Partners, Consero, and Ascento—demonstrate the value of flexible, high-impact financial expertise.

Whether you're preparing for your first raise, scaling operations, or readying for exit, a fractional CFO could be the smartest hire you make.

Explore your options. Ask the right questions. And build your team—with transparency and trust.

– The Digital Reference Team

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